REMEMBER:
YOU are responsible for updating your insurance information.
If you are switching your motor vehicle insurance, NPPD reminds you to also alert Penn-Dot to the change.
NPPD frequently run into drivers who have switched insurance policies without knowing that their registration has been suspended for cancellation of insurance. They believe the new insurance company they switched to takes care of everything. That’s not the case.
The Pennsylvania Department of Transportation (Penn-Dot) requires motor vehicle owners in the state to make sure information it has on their insurance coverage is up to date.
Vehicle owners, NOT THE INSURANCE COMPANY, are responsible for making sure the state has the correct information, according to PennDOT.
People may assume that when they start a new vehicle insurance policy, the new company notifies Penn-Dot that they’re covered. This is not true!
YOU are required to provide updated insurance information to PennDOT when requested to avoid any penalties/fines such as a registration suspension.
Under state law, all drivers licensed in the state of Pennsylvania must purchase auto insurance in order to legally drive. Certain insurance coverage is required by the state.
You need to remember that if you fail to renew your policy, or if your policy is canceled, you could face fines, penalties and driving restrictions.
When drivers cancel a policy, the state is notified by the prior insurance company and traditionally sends out a letter to verify the policy change. If a driver does not respond with updated insurance information, PennDOT automatically suspends their registration.
To remove the suspension, a driver must provide proof of insurance and pay a fee, but they must first surrender their registration plate and serve the suspension. So, if you are switching your vehicle insurance, make sure you advise Penn-Dot of your new insurance information. This could save you money, major hassle and possibly your vehicle being towed.
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